General qualification for university entrance 1972 in Hannover at mathematic/natural science comprehensive secondary school (high school) - with emphasis on mathematics


Apprenticeship in Hamburg with public certificate as banker
1974 at Dresdner Bank


Study of Business administration (Betriebswirtschaftslehre, BWL) at the university of Hamburg

Educational emphasis:
-Business administration and commercial information technology
-Operation Research and Banking Management
Subject of degree dissertation (6-month duration): Dynamical aspects regarding simultaneous production planning


1979 Diplom-Kaufmann (Dipl.-Kfm. degree comparable to MBA)


Several jobs in security processing of Dresdner Bank during semester breaks 1975-1978


1979 -1981 Banking trainee (Dresdner Bank)


1981-1982 Programming training in COBOL as organization programmer


Up to present: Constant and continuous training in banking, business administration and IT